When interest is credited to your account, Devote Savings divides it among your Funds automatically:
- Each Fund's share is based on its average daily balance over the period the credit covers.
- Shares are calculated to the cent. Any leftover cents go to the Funds with the largest remainders.
- Interest follows the money. Interest earned by a board reserve stays set aside in that reserve, and interest earned by money under donor terms stays under those terms. Interest never takes money out of a restriction.
- Money in Needs allocation earns its own share, which waits there until it's allocated.
Each split appears as one entry, for example "Interest earned in October 2026". Treasurer reports count it as money added to each Fund.
Still have a question? Email support@usedevote.com, or browse the Help Center.
